Do you feel like you'll be making the same credit card payments for the rest of your life? If so, you're not alone. In fact, 38.1 percent of US households carry credit card debt that on average totals more than $15,000. The fact is, credit card debt can become a financial burden quickly. Many people struggle to keep up with the minimum monthly payments. Fortunately, there are things that you can do to regain control of your finances.